Anweshan - journal of Department of Commerce

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ANWESHAN is a bi-annual refereed journal of the Department of Commerce, University of North Bengal. Articles are selected through a blind review process.

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2013 - 20162

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Author: search.filters.author.Ghosh, Amlan

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    Assessing the role of POSB to cater financial inclusion and delivering rural credit in India
    (University of North Bengal, 2016-03) Ghosh, Amlan
    Since the opening up of the economy and reforms in the banking sector in India, rural finance is in back foot. To keep the momentum of the growth at the desired level, India needs to serve the financial need of the excluded masses to bring them into the main stream of developmental process. This paper examines the problems of formal banking to include the excluded people and providing (micro) credit to the poor of rural areas in the present era and advocates why the POSB (Post Office Savings Bank) can effectively be used to cater the financial need of rural India where formal banks/MFIs have very little presence in total demand of finance and failed to meet the aspirations of common people.
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    FDI in Multi Brand Retail: Cost Benefit Analysis
    (University of North Bengal, 2013-03) Mitra, Debabrata; Ghosh, Amlan
    The decision of the UPA Government to allow FDI in multi-brand retail is a highly controversial issue though the government has opened the retail sector to FDI in cash and carry with 100 percent ownership and 51 percent investment in single brand category. There are various issues that need to be addressed by the policy makers while allowing FDI in multi-brand retail. It can hardly be denied that entry of big giants in the retail sector may adversely affect a large section of population employed in the unorganized retail. Proper regulatory measures should be imposed to protect the vulnerable sections of the society.